The best home furnishing loans in May 2022

The furniture loan can be disbursed both as a personal loan, where the buyer receives the amount and pays it to the seller to buy the furniture, and as a finalized loan, where the retailer enters into an agreement with the bank and proposes the loan to the bank. customer..

Published 05/12/2022

The best home furnishing loans in May 2022
The best furniture loans May 2022

Proven income and creditworthiness. These are the requirements when applying for a furniture loan. Normally, in reality, no guarantees or specific guarantees are required. The applicant only needs to prove that he has a certain income and therefore be able to repay the installments of the loan, avoiding cases of insolvency.

The furniture loan can be granted both as a final loan, offered directly by the shopkeeper to the customer to buy furniture, and as a personal loan, ie when a sum of money is requested independently from a bank or financial company that is not committed to the purchase. specific good or service. In these cases, in fact, no cost estimate should be presented.

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May furniture loan offers

At you can compare the best furniture loans daily among the many proposals of credit and financial institutions associated with our free comparison service. Finding the money to furnish your home in the most comfortable conditions is no longer a problem.

Let’s see what are the most advantageous solutions, starting from a simulation furniture loan € 10,000 for a period of 84 months. Suppose the applicant is a 40-year-old employee living in the province of Milan. The loan survey was conducted on May 12 and shows the best furniture loans:

  • Younited Credit Furniture Loan
  • Crediper personal loan

In the first place we find the Personal Loan Younited Credit with a monthly payment of 144.59 euros (Fixed Tan 5.16% and Taeg 5.84%). The loan is intended for people with a proven income between 18 and 70 years. The amount that can be financed is between 3,000 and 50,000 euros for a period of up to 72 months And between 6,000 and 29,500 euros for up to 84 months. The documents required for this furniture loan are: tax code or health card. valid identity card; income document (last 2 payroll certificates if employed, last proof of retirement if retired, latest full PF model if you are self-employed). document from your bank certifying the IBAN and BIC code.

Once the request is received, the bank contacts the customer, providing information on the steps required to obtain the loan. The amount is granted by bank transfer to the current account indicated by the applicant within the fifteenth day after the notification confirming the grant of the credit. Compensation is made on a specified date with a current charge from a current account. The first installment is paid no later than the second month after the date of payment of all amounts to the customer (except for deductible payments) and this deadline is confirmed to the customer via email.

Among the best furniture loans of May there is also Personal loan Crediper with a monthly payment of 144.65 euros (fixed Tan 5.70% and Taeg 5.89%). Operational rationalization, zero advance fees and the digitally signed electronic process are the strengths of this loan. The Crediper furniture loan is aimed at people with a proven income between the ages of 18 and 72. The amount that can be financed is between 1,000 and 20,000 euros. To access the credit, a series of documents must be submitted, such as: identity card, tax code and last income document: last salary for employees, uniform model for self-employed persons, single certificate for retirees.

The customer will receive the pre-completed contract via email and will be able to sign it digitally or alternatively by signing the paper. In case of traditional signature, the customer must send the signed contract to BCC CreditoConsumo, together with the required documents. The amount is granted directly to the current account, within 2 days from the receipt of the sufficiently signed contract and is completed with the required supporting documents. Refunds are made with a fixed charge to the account. The customer has the opportunity to agree with BCC CreditoConsumo the expiration date of the first installment within 4 possible options: 1/8/15/20.

Edited by: Tiziana Casciaro

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